Natural hazards · Manzanola

Manzanola, CO natural hazards

Most of the natural-hazard damage FEMA expects in Manzanola comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Manzanola?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manzanola to be higher than in 77% of U.S. communities, mostly from inland flooding and drought.

Inland flooding52%Drought21%Cold waves7%Lightning5%Everything else15%

By hazard

What Manzanola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Drought

21% of expected damage

Recorded about 98 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lightning

5% of expected damage

Below average · higher than 42% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Manzanola flood?

FEMA's records show no paid flood insurance claims in Manzanola.

of all homes
are insured

No community discount. Manzanola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Otero County.

Disasters that hit Manzanola

Federal disasters declared here

None of the disasters declared for Otero County shows FEMA aid or repair money reaching Manzanola itself in FEMA’s records.

Brought FEMA money into ManzanolaDeclared for Otero County only

Otero County has had 7 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manzanola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Manzanola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Manzanola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.