Natural hazards · Loma

Loma, CO natural hazards

Most of the natural-hazard damage FEMA expects in Loma comes from avalanches, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loma?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loma to be higher than in 15% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches45%Inland flooding33%Drought9%Everything else14%

By hazard

What Loma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

45% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

33% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 3 times a year in the area

Drought

9% of expected damage

Recorded about 80 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loma flood?

FEMA's records show no paid flood insurance claims in Loma.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mesa County.

Disasters that hit Loma

Federal disasters declared here

None of the disasters declared for Mesa County shows FEMA aid or repair money reaching Loma itself in FEMA’s records.

Brought FEMA money into LomaDeclared for Mesa County only

Mesa County has had 6 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Loma’s own flood-insurance community; household aid to the registrant’s city; repair grants to Loma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.