Natural hazards · Lochbuie

Lochbuie, CO natural hazards

Most of the natural-hazard damage FEMA expects in Lochbuie comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lochbuie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lochbuie to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding33%Cold waves25%Tornadoes19%Hail10%Strong wind5%Everything else8%

By hazard

What Lochbuie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 2 times a year in the area

Cold waves

25% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 85 years in the area

Hail

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lochbuie flood?

FEMA's records show no paid flood insurance claims in Lochbuie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lochbuie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

Disasters that hit Lochbuie

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lochbuie itself: aid to households, or repair grants to the Town of Lochbuie.

Brought FEMA money into LochbuieDeclared for Weld County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Lochbuie

Lochbuie and the towns around it

Very lowLowModerateHighVery high

Hudsonmostly hailModerate

Brightonmostly inland floodingLow

Lochbuiemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lochbuie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lochbuie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lochbuie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.