Natural hazards · Limon

Limon, CO natural hazards

Most of the natural-hazard damage FEMA expects in Limon comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Limon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Limon to be higher than in 63% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves16%Tornadoes12%Strong wind11%Hail11%Everything else11%

By hazard

What Limon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Cold waves

16% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Hail

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Limon flood?

Every paid claim on a federal flood insurance policy in Limon, from FEMA’s records.

1paid claims since 2000

$4Kpaid to owners

0homes flooded more than once

20002026

of all homes
are insured

No community discount. Limon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Limon

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Limon itself in FEMA’s records.

Brought FEMA money into LimonDeclared for Lincoln County only

Lincoln County has had 8 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Limon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Limon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Limon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.