Natural hazards · Lazy Acres

Lazy Acres, CO natural hazards

Most of the natural-hazard damage FEMA expects in Lazy Acres comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lazy Acres?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lazy Acres to be higher than in 95% of U.S. communities, mostly from wildfires and avalanches.

Wildfire46%Avalanches25%Inland flooding22%Everything else8%

By hazard

What Lazy Acres faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

46% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

22% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lazy Acres flood?

Every paid claim on a federal flood insurance policy in Lazy Acres, from FEMA’s records.

6paid claims since 2013

$433Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Late summer storms: 6 claims, $433K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lazy Acres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boulder County.

Disasters that hit Lazy Acres

Federal disasters declared here

None of the disasters declared for Boulder County shows FEMA aid or repair money reaching Lazy Acres itself in FEMA’s records.

Brought FEMA money into Lazy AcresDeclared for Boulder County only

Boulder County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lazy Acres covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lazy Acres’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lazy Acres. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lazy Acres total about $7.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.