Natural hazards · La Junta Gardens

La Junta Gardens, CO natural hazards

Most of the natural-hazard damage FEMA expects in La Junta Gardens comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Junta Gardens?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Junta Gardens to be higher than in 75% of U.S. communities, mostly from inland flooding and drought.

Inland flooding54%Drought20%Cold waves7%Lightning6%Everything else14%

By hazard

What La Junta Gardens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Drought

20% of expected damage

Recorded about 90 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Below average · higher than 41% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Junta Gardens flood?

FEMA's records show no paid flood insurance claims in La Junta Gardens.

of all homes
are insured

No community discount. La Junta Gardens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Otero County.

Disasters that hit La Junta Gardens

Federal disasters declared here

None of the disasters declared for Otero County shows FEMA aid or repair money reaching La Junta Gardens itself in FEMA’s records.

Brought FEMA money into La Junta GardensDeclared for Otero County only

Otero County has had 7 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Junta Gardens is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Junta Gardens’s own flood-insurance community; household aid to the registrant’s city; repair grants to La Junta Gardens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.