Natural hazards · Inverness

Inverness, CO natural hazards

Most of the natural-hazard damage FEMA expects in Inverness comes from hail, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inverness?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inverness to be higher than in 24% of U.S. communities, mostly from hail and tornadoes.

Hail59%Tornadoes17%Inland flooding15%Everything else9%

By hazard

What Inverness faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

59% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

15% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inverness flood?

FEMA's records show no paid flood insurance claims in Inverness.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Inverness isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arapahoe County.

Disasters that hit Inverness

Federal disasters declared here

None of the disasters declared for Arapahoe County shows FEMA aid or repair money reaching Inverness itself in FEMA’s records.

Brought FEMA money into InvernessDeclared for Arapahoe County only

Arapahoe County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Inverness

Inverness and the towns around it

Very lowLowModerateHighVery high

Centennialmostly hailModerate

Invernessmostly hailLow

Dove Valleymostly hailLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inverness is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inverness’s own flood-insurance community; household aid to the registrant’s city; repair grants to Inverness. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.