Idledale’s biggest natural hazard is wildfire
Most of the natural-hazard damage FEMA expects in Idledale comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Idledale’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Idledale flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Idledale. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Idledale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.How exposed is Idledale?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 92% of U.S. communities, mostly from wildfires and inland flooding.
Rated higher than 429 of the 481 Colorado towns we cover.
Idledale is smaller than a census tract, so it shares the figures of the tract around its center.
What Idledale faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Wildfire
Inland flooding
Hail
1 federal disaster brought FEMA money to Idledale
Disasters that paid out in Idledale itself (aid to households or repair grants to Idledale) and its biggest flood years.
- 2013Severe Storms, Flooding, Landslides, and Mudslides3 households applied for aid$1K aid approved
Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.
Old photos of Idledale after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Idledale archive →Get ready for what Idledale actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in March–May
The month each of Jefferson County’s 12 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Idledale’s own flood-insurance community; household aid to the registrant’s city; repair grants to Idledale.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Idledale.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.