Natural hazards · Hugo

Hugo, CO natural hazards

Most of the natural-hazard damage FEMA expects in Hugo comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hugo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hugo to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding49%Hail14%Drought12%Cold waves8%Tornadoes8%Everything else10%

By hazard

What Hugo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Hail

14% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Drought

12% of expected damage

Recorded about 92 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hugo flood?

FEMA's records show no paid flood insurance claims in Hugo.

of all homes
are insured

No community discount. Hugo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Hugo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hugo itself: aid to households, or repair grants to the Town of Hugo.

Brought FEMA money into HugoDeclared for Lincoln County only

2023

Severe Storms, Flooding, and Tornadoes

$113K to the Town of Hugo for repairs

Lincoln County has had 8 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hugo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hugo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hugo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.