Natural hazards · Hillrose

Hillrose, CO natural hazards

Most of the natural-hazard damage FEMA expects in Hillrose comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hillrose?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hillrose to be higher than in 83% of U.S. communities, mostly from inland flooding and hail.

Inland flooding52%Hail17%Cold waves14%Tornadoes10%Everything else7%

By hazard

What Hillrose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Hail

17% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Cold waves

14% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hillrose flood?

FEMA's records show no paid flood insurance claims in Hillrose.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hillrose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Hillrose

Federal disasters declared here

None of the disasters declared for Morgan County shows FEMA aid or repair money reaching Hillrose itself in FEMA’s records.

Brought FEMA money into HillroseDeclared for Morgan County only

Morgan County has had 9 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hillrose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hillrose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hillrose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.