Natural hazards · Hayden

Hayden, CO natural hazards

Most of the natural-hazard damage FEMA expects in Hayden comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hayden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hayden to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding80%Lightning6%Wildfire5%Everything else9%

By hazard

What Hayden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lightning

6% of expected damage

Below average · higher than 34% of U.S. places

Wildfire

5% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hayden flood?

Every paid claim on a federal flood insurance policy in Hayden, from FEMA’s records.

1paid claims since 1984

$1Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hayden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Routt County.

Disasters that hit Hayden

Federal disasters declared here

None of the disasters declared for Routt County shows FEMA aid or repair money reaching Hayden itself in FEMA’s records.

Brought FEMA money into HaydenDeclared for Routt County only

Routt County has had 4 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hayden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hayden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hayden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.