Natural hazards · Grover

Grover, CO natural hazards

Most of the natural-hazard damage FEMA expects in Grover comes from hail, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grover?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grover to be higher than in 66% of U.S. communities, mostly from hail and cold waves.

Hail33%Cold waves24%Inland flooding20%Wildfire10%Tornadoes9%Everything else4%

By hazard

What Grover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

33% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Cold waves

24% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

20% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grover flood?

FEMA's records show no paid flood insurance claims in Grover.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

Disasters that hit Grover

Federal disasters declared here

None of the disasters declared for Weld County shows FEMA aid or repair money reaching Grover itself in FEMA’s records.

Brought FEMA money into GroverDeclared for Weld County only

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Grover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.