Natural hazards · Granada

Granada, CO natural hazards

Most of the natural-hazard damage FEMA expects in Granada comes from drought, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Granada?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granada to be higher than in 74% of U.S. communities, mostly from drought and inland flooding.

Drought31%Inland flooding29%Cold waves13%Hail11%Wildfire6%Everything else9%

By hazard

What Granada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

31% of expected damage

Recorded about 96 times a year in the area

Inland flooding

29% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Hail

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Granada flood?

FEMA's records show no paid flood insurance claims in Granada.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Granada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prowers County.

Disasters that hit Granada

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Granada itself: aid to households, or repair grants to the Town of Granada.

Brought FEMA money into GranadaDeclared for Prowers County only

2006

Snow

$1K to the Town of Granada for repairs

2001

Severe Winter Storms

$375 to the Town of Granada for repairs

Prowers County has had 7 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granada is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Granada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Granada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.