Natural hazards · Gold Hill

Gold Hill, CO natural hazards

Most of the natural-hazard damage FEMA expects in Gold Hill comes from avalanches, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gold Hill?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gold Hill to be higher than in 98% of U.S. communities, mostly from avalanches and wildfires.

Avalanches53%Wildfire24%Inland flooding19%Everything else4%

By hazard

What Gold Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

53% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Wildfire

24% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

19% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gold Hill flood?

FEMA's records show no paid flood insurance claims in Gold Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gold Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boulder County.

Disasters that hit Gold Hill

Federal disasters declared here

None of the disasters declared for Boulder County shows FEMA aid or repair money reaching Gold Hill itself in FEMA’s records.

Brought FEMA money into Gold HillDeclared for Boulder County only

Boulder County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gold Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gold Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gold Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.