Natural hazards · Genesee

Genesee, CO natural hazards

Most of the natural-hazard damage FEMA expects in Genesee comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genesee?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genesee to be higher than in 92% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire62%Inland flooding19%Hail11%Everything else8%

By hazard

What Genesee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

62% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

19% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Hail

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genesee flood?

Every paid claim on a federal flood insurance policy in Genesee, from FEMA’s records.

1paid claims since 1997

$2Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Genesee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Genesee

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Genesee itself in FEMA’s records.

Brought FEMA money into GeneseeDeclared for Jefferson County only

Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genesee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Genesee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Genesee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genesee total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.