TownTapestry
Sign inJoin
Federal HeightsGood morning
Natural hazards · Federal Heights

Federal Heights, CO natural hazards

Most of the natural-hazard damage FEMA expects in Federal Heights comes from hail, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1984. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Federal Heights?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Federal Heights to be higher than in 32% of U.S. communities, mostly from hail and cold waves.

Hail32%Cold waves24%Inland flooding21%Tornadoes12%Everything else11%
By hazard

What Federal Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

32% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Cold waves

24% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once a year in the area

Inland flooding

21% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

12% of expected damage
Above average · higher than 62% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Federal Heights flood?

Every paid claim on a federal flood insurance policy in Federal Heights, from FEMA’s records.

6paid claims since 1984
$26Kpaid to owners
0homes flooded more than once
19842026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Federal Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.
Disasters that hit Federal Heights

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Federal Heights itself: aid to households, or repair grants to the City of Federal Heights.

Brought FEMA money into Federal HeightsDeclared for Adams County only
2013

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid
2006

Snow

$7K to the City of Federal Heights for repairs
2003

Snow

$11K to the City of Federal Heights for repairs
Adams County has had 9 natural disasters declared since 1953, most often floods and winter storms.
Around Federal Heights

Federal Heights and the towns around it

Thornton: Low, mostly hailSherrelwood: Low, mostly hailWestminster: Low, mostly hailNorthglenn: Low, mostly hailTodd Creek: Low, mostly inland floodingWelby: Moderate, mostly inland floodingCommerce City: Moderate, mostly hailBroomfield: Very low, mostly inland floodingTwin Lakes: Moderate, mostly inland floodingArvada: Moderate, mostly inland floodingBerkley: Moderate, mostly inland floodingShaw Heights: Low, mostly hailFederal Heights: Low, mostly hail Federal HeightsThorntonSherrelwoodWestminster
Very lowLowModerateHighVery high
Sherrelwoodmostly hailLow
Westminstermostly hailLow
Thorntonmostly hailLow
Federal Heightsmostly hailLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Federal Heights covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Federal Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Federal Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Federal Heights total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Federal Heights, COView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Federal Heights is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map