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Natural hazards · Englewood

Englewood, CO natural hazards

Most of the natural-hazard damage FEMA expects in Englewood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Englewood?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Englewood to be higher than in 64% of U.S. communities, mostly from inland flooding and hail.

Inland flooding46%Hail32%Tornadoes11%Everything else12%
By hazard

What Englewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Above average · higher than 56% of U.S. places
Recorded about once a year in the area

Hail

32% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 87% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Englewood flood?

Every paid claim on a federal flood insurance policy in Englewood, from FEMA’s records.

5paid claims since 1997
$15Kpaid to owners
0homes flooded more than once
19972026
of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Englewood is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Arapahoe County.
Disasters that hit Englewood

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Englewood itself: aid to households, or repair grants to the City of Englewood.

Brought FEMA money into EnglewoodDeclared for Arapahoe County only
2023

Severe Storms, Flooding, and Tornadoes

$827K to the City of Englewood for repairs
2013

Severe Storms, Flooding, Landslides, and Mudslides

21 households applied for aid $14K aid approved
2006

Snow

$34K to the City of Englewood for repairs
2003

Snow

$20K to the City of Englewood for repairs
Arapahoe County has had 9 natural disasters declared since 1953, most often floods and winter storms.
Around Englewood

Englewood and the towns around it

Sheridan: High, mostly inland floodingDenver: High, mostly inland floodingLittleton: Moderate, mostly inland floodingCherry Hills Village: Moderate, mostly inland floodingGreenwood Village: Low, mostly hailLakewood: Moderate, mostly hailAurora: Moderate, mostly hailFour Square Mile: Moderate, mostly inland floodingBow Mar: High, mostly inland floodingNorth Washington: Low, mostly hailCommerce City: Moderate, mostly hailBerkley: Moderate, mostly inland floodingCentennial: Moderate, mostly hailHighlands Ranch: Low, mostly inland floodingColumbine Valley: High, mostly inland floodingColumbine: Moderate, mostly inland floodingCherry Creek: Moderate, mostly inland floodingEnglewood: High, mostly inland flooding EnglewoodSheridanDenverLittletonCherry Hills VillageGreenwood Village
Very lowLowModerateHighVery high
Englewoodmostly inland floodingHigh
Sheridanmostly inland floodingHigh
Denvermostly inland floodingHigh
Littletonmostly inland floodingModerate
Cherry Hills Villagemostly inland floodingModerate
Greenwood Villagemostly hailLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Englewood covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to Englewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Englewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Englewood total about $12.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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