Natural hazards · Ellicott

Ellicott, CO natural hazards

Most of the natural-hazard damage FEMA expects in Ellicott comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellicott?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellicott to be higher than in 77% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding45%Wildfire26%Tornadoes9%Hail8%Everything else12%

By hazard

What Ellicott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 4 times a year in the area

Wildfire

26% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Hail

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellicott flood?

FEMA's records show no paid flood insurance claims in Ellicott.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ellicott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Paso County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Ellicott

Federal disasters declared here

None of the disasters declared for El Paso County shows FEMA aid or repair money reaching Ellicott itself in FEMA’s records.

Brought FEMA money into EllicottDeclared for El Paso County only

El Paso County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellicott is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ellicott’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ellicott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.