Natural hazards · El Moro

El Moro, CO natural hazards

Most of the natural-hazard damage FEMA expects in El Moro comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Moro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Moro to be higher than in 74% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding52%Wildfire18%Cold waves7%Drought7%Everything else17%

By hazard

What El Moro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 2 years in the area

Wildfire

18% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Drought

7% of expected damage

Recorded about 144 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Moro flood?

FEMA's records show no paid flood insurance claims in El Moro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Moro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Las Animas County.

Disasters that hit El Moro

Federal disasters declared here

None of the disasters declared for Las Animas County shows FEMA aid or repair money reaching El Moro itself in FEMA’s records.

Brought FEMA money into El MoroDeclared for Las Animas County only

Las Animas County has had 9 natural disasters declared since 1953, most often fires and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Moro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to El Moro’s own flood-insurance community; household aid to the registrant’s city; repair grants to El Moro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.