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Natural hazards · Edgewater

Edgewater, CO natural hazards

Most of the natural-hazard damage FEMA expects in Edgewater comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Edgewater?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgewater to be higher than in 48% of U.S. communities, mostly from inland flooding and hail.

Inland flooding36%Hail32%Tornadoes13%Lightning8%Everything else10%
By hazard

What Edgewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once a year in the area

Hail

32% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 84% of U.S. places

Lightning

8% of expected damage
Above average · higher than 54% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Edgewater flood?

Every paid claim on a federal flood insurance policy in Edgewater, from FEMA’s records.

17paid claims since 1981
$61Kpaid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Edgewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.
Disasters that hit Edgewater

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edgewater itself: aid to households, or repair grants to the City of Edgewater.

Brought FEMA money into EdgewaterDeclared for Jefferson County only
2013

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid
2006

Snow

$3K to the City of Edgewater for repairs
2003

Snow

$1K to the City of Edgewater for repairs
Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.
Around Edgewater

Edgewater and the towns around it

Lakewood: Moderate, mostly hailWheat Ridge: Very high, mostly inland floodingApplewood: High, mostly inland floodingDenver: High, mostly inland floodingDakota Ridge: Moderate, mostly hailWest Pleasant View: Moderate, mostly inland floodingEast Pleasant View: Moderate, mostly hailMorrison: Very high, mostly wildfiresGolden: Moderate, mostly inland floodingArvada: Moderate, mostly inland floodingFairmount: High, mostly inland floodingMountain View: High, mostly inland floodingEdgewater: Moderate, mostly inland flooding EdgewaterLakewoodWheat Ridge
Very lowLowModerateHighVery high
Wheat Ridgemostly inland floodingVery high
Lakewoodmostly hailModerate
Edgewatermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgewater covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Edgewater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Edgewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edgewater total about $736K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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