Natural hazards · Deer Trail

Deer Trail, CO natural hazards

Most of the natural-hazard damage FEMA expects in Deer Trail comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deer Trail?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deer Trail to be higher than in 71% of U.S. communities, mostly from inland flooding and hail.

Inland flooding37%Hail31%Tornadoes12%Wildfire7%Cold waves6%Everything else8%

By hazard

What Deer Trail faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Hail

31% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deer Trail flood?

FEMA's records show no paid flood insurance claims in Deer Trail.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deer Trail isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arapahoe County.

Disasters that hit Deer Trail

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Deer Trail itself: aid to households, or repair grants to the Town of Deer Trail.

Brought FEMA money into Deer TrailDeclared for Arapahoe County only

2006

Snow

$2K to the Town of Deer Trail for repairs

Arapahoe County has had 9 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deer Trail is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deer Trail’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Deer Trail. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.