Natural hazards · Cherry Creek

Cherry Creek, CO natural hazards

Most of the natural-hazard damage FEMA expects in Cherry Creek comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cherry Creek?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cherry Creek to be higher than in 58% of U.S. communities, mostly from inland flooding and hail.

Inland flooding46%Hail34%Tornadoes11%Everything else9%

By hazard

What Cherry Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Hail

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cherry Creek flood?

Every paid claim on a federal flood insurance policy in Cherry Creek, from FEMA’s records.

1paid claims since 2023

$5Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cherry Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arapahoe County.

Disasters that hit Cherry Creek

Federal disasters declared here

None of the disasters declared for Arapahoe County shows FEMA aid or repair money reaching Cherry Creek itself in FEMA’s records.

Brought FEMA money into Cherry CreekDeclared for Arapahoe County only

Arapahoe County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Cherry Creek

Cherry Creek and the towns around it

Very lowLowModerateHighVery high

Cherry Creekmostly inland floodingModerate

Centennialmostly hailModerate

Greenwood Villagemostly hailLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cherry Creek covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Cherry Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Cherry Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cherry Creek total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.