Natural hazards · Chacra

Chacra, CO natural hazards

Most of the natural-hazard damage FEMA expects in Chacra comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chacra?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chacra to be higher than in 69% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding41%Avalanches41%Landslides7%Wildfire6%Everything else6%

By hazard

What Chacra faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Avalanches

41% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Landslides

7% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chacra flood?

FEMA's records show no paid flood insurance claims in Chacra.

of all homes
are insured

No community discount. Chacra isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garfield County.

Disasters that hit Chacra

Federal disasters declared here

None of the disasters declared for Garfield County shows FEMA aid or repair money reaching Chacra itself in FEMA’s records.

Brought FEMA money into ChacraDeclared for Garfield County only

Garfield County has had 10 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chacra is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chacra’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chacra. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.