Natural hazards · Cathedral

Cathedral, CO natural hazards

Most of the natural-hazard damage FEMA expects in Cathedral comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cathedral?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cathedral to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding76%Avalanches13%Everything else11%

By hazard

What Cathedral faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Avalanches

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesHeat wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cathedral flood?

FEMA's records show no paid flood insurance claims in Cathedral.

of all homes
are insured

No community discount. Cathedral isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hinsdale County.

Disasters that hit Cathedral

Federal disasters declared here

None of the disasters declared for Hinsdale County shows FEMA aid or repair money reaching Cathedral itself in FEMA’s records.

Brought FEMA money into CathedralDeclared for Hinsdale County only

Hinsdale County has had 6 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cathedral is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cathedral’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cathedral. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.