Natural hazards · Boone

Boone, CO natural hazards

Most of the natural-hazard damage FEMA expects in Boone comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Boone?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boone to be higher than in 24% of U.S. communities, mostly from inland flooding and hail.

Inland flooding39%Hail37%Wildfire6%Cold waves6%Everything else14%

By hazard

What Boone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 3 times a year in the area

Hail

37% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 94% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Boone flood?

Every paid claim on a federal flood insurance policy in Boone, from FEMA’s records.

1paid claims since 1993

$26Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Boone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pueblo County.

Disasters that hit Boone

Federal disasters declared here

None of the disasters declared for Pueblo County shows FEMA aid or repair money reaching Boone itself in FEMA’s records.

Brought FEMA money into BooneDeclared for Pueblo County only

Pueblo County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boone is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Boone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Boone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.