Natural hazards · Bennett

Bennett, CO natural hazards

Most of the natural-hazard damage FEMA expects in Bennett comes from hail, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bennett?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bennett to be higher than in 48% of U.S. communities, mostly from hail and inland flooding.

Hail37%Inland flooding25%Cold waves14%Tornadoes9%Everything else15%

By hazard

What Bennett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

37% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

25% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 2 years in the area

Cold waves

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bennett flood?

FEMA's records show no paid flood insurance claims in Bennett.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bennett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Bennett

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bennett itself: aid to households, or repair grants to the Town of Bennett.

Brought FEMA money into BennettDeclared for Adams County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $275 aid approved

2006

Snow

$4K to the Town of Bennett for repairs

Adams County has had 9 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bennett is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bennett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bennett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.