Natural hazards · Yucca Valley

Yucca Valley, CA natural hazards

Most of the natural-hazard damage FEMA expects in Yucca Valley comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 24 claims here since 2003. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yucca Valley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yucca Valley to be higher than in 90% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding50%Earthquakes42%Everything else8%

By hazard

What Yucca Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 13 times a year in the area

Earthquakes

42% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yucca Valley flood?

Every paid claim on a federal flood insurance policy in Yucca Valley, from FEMA’s records.

24paid claims since 2003

$285Kpaid to owners

5homes flooded more than once

20032026

Biggest named events

December California Flooding: 1 claim, $806

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yucca Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Yucca Valley

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yucca Valley itself: aid to households, or repair grants to the Town of Yucca Valley.

Brought FEMA money into Yucca ValleyDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

16 households applied for aid $11K aid approved

2020

Wildfires

5 households applied for aid $513 aid approved

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

4 households applied for aid $5K aid approved

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

5 households applied for aid $867 aid approved

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yucca Valley covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Yucca Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Yucca Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yucca Valley total about $16.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.