Natural hazards · Yuba

Yuba, CA natural hazards

Most of the natural-hazard damage FEMA expects in Yuba comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1986. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yuba?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yuba to be higher than in 36% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding49%Earthquakes43%Heat waves6%Everything else3%

By hazard

What Yuba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

43% of expected damage

Well above average · higher than 84% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yuba flood?

Every paid claim on a federal flood insurance policy in Yuba, from FEMA’s records.

4paid claims since 1986

$16Kpaid to owners

0homes flooded more than once

19862026

Biggest named events

Pineapple Express - Southern: 1 claim, $805

of all homes
are insured

🏷️ 20% off flood insurance. Yuba is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Sutter County.

What’s been done with FEMA grants

2homes raised above flood level

Disasters that hit Yuba

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yuba itself: aid to households, or repair grants to the City of Yuba.

Brought FEMA money into YubaDeclared for Sutter County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $139K to the City of Yuba for repairs

2017

Severe Winter Storms, Flooding, and Mudslides

$1.7M to the City of Yuba for repairs

2005

Severe Storms, Flooding, Mudslides, and Landslides

$1.2M to the City of Yuba for repairs

Sutter County has had 17 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yuba covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Yuba’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Yuba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yuba total about $10.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.