Natural hazards · Yountville

Yountville, CA natural hazards

Most of the natural-hazard damage FEMA expects in Yountville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Yountville?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yountville to be higher than in 92% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding61%Earthquakes37%Everything else2%
By hazard

What Yountville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once a year in the area

Earthquakes

37% of expected damage
Well above average · higher than 92% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Yountville flood?

Every paid claim on a federal flood insurance policy in Yountville, from FEMA’s records.

14paid claims since 1982
$122Kpaid to owners
2homes flooded more than once
19822026

Biggest named events

  • Winter storm: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Yountville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Napa County.

What’s been done with FEMA grants

2homes raised above flood level
Disasters that hit Yountville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yountville itself: aid to households, or repair grants to the City of Yountville.

Brought FEMA money into YountvilleDeclared for Napa County only
2020

Wildfires

25 households applied for aid
2017

Wildfires

36 households applied for aid $500 aid approved
2014

Earthquake

37 households applied for aid $61K aid approved $493K to the City of Yountville for repairs
2005

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid $69K to the City of Yountville for repairs
Napa County has had 31 natural disasters declared since 1953, most often fires and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yountville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Yountville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Yountville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yountville total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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