Natural hazards · Yolo

Yolo, CA natural hazards

Most of the natural-hazard damage FEMA expects in Yolo comes from drought, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yolo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yolo to be higher than in 65% of U.S. communities, mostly from drought.

Drought81%Earthquakes11%Inland flooding7%Everything else1%

By hazard

What Yolo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

81% of expected damage

Recorded about 66 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

7% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yolo flood?

FEMA's records show no paid flood insurance claims in Yolo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yolo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yolo County.

Disasters that hit Yolo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Yolo itself: aid to households, or repair grants to Yolo.

Brought FEMA money into YoloDeclared for Yolo County only

2020

Wildfires

28 households applied for aid $10K aid approved

Yolo County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yolo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yolo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Yolo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.