Natural hazards · Woodlands

Woodlands, CA natural hazards

Most of the natural-hazard damage FEMA expects in Woodlands comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woodlands?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodlands to be higher than in 81% of U.S. communities, mostly from drought and inland flooding.

Drought41%Inland flooding38%Earthquakes17%Everything else3%

By hazard

What Woodlands faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

41% of expected damage

Recorded about 76 times a year in the area

Inland flooding

38% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

17% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesIce stormsCold wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woodlands flood?

FEMA's records show no paid flood insurance claims in Woodlands.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Woodlands isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Luis Obispo County.

Disasters that hit Woodlands

Federal disasters declared here

None of the disasters declared for San Luis Obispo County shows FEMA aid or repair money reaching Woodlands itself in FEMA’s records.

Brought FEMA money into WoodlandsDeclared for San Luis Obispo County only

San Luis Obispo County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Woodlands

Woodlands and the towns around it

Very lowLowModerateHighVery high

Woodlandsmostly droughtVery high

Callendermostly droughtVery high

Nipomomostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodlands is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Woodlands’s own flood-insurance community; household aid to the registrant’s city; repair grants to Woodlands. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.