TownTapestry
Sign inJoin
WoodlakeGood night
Natural hazards · Woodlake

Woodlake, CA natural hazards

Most of the natural-hazard damage FEMA expects in Woodlake comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1995. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodlake?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodlake to be higher than in 77% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding69%Heat waves17%Earthquakes11%Everything else2%
By hazard

What Woodlake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 3 times a year in the area

Heat waves

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 11 times a year in the area

Earthquakes

11% of expected damage
Well above average · higher than 81% of U.S. places

Lower here

TornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodlake flood?

Every paid claim on a federal flood insurance policy in Woodlake, from FEMA’s records.

15paid claims since 1995
$590Kpaid to owners
1homes flooded more than once
19952026

Biggest named events

  • California Atmospheric River: 13 claims, $572K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Woodlake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tulare County.
Disasters that hit Woodlake

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodlake itself: aid to households, or repair grants to the City of Woodlake.

Brought FEMA money into WoodlakeDeclared for Tulare County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

116 households applied for aid $409K aid approved $132K to the City of Woodlake for repairs
2020

Wildfires

2 households applied for aid
Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.