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Natural hazards · Willow Creek

Willow Creek, CA natural hazards

Most of the natural-hazard damage FEMA expects in Willow Creek comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Willow Creek?

99
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willow Creek to be higher than in 99% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding55%Wildfire20%Earthquakes13%Landslides11%
By hazard

What Willow Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Wildfire

20% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

13% of expected damage
Well above average · higher than 89% of U.S. places

Landslides

11% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Willow Creek flood?

FEMA's records show no paid flood insurance claims in Willow Creek.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Willow Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Humboldt County.
Disasters that hit Willow Creek

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Willow Creek itself in FEMA’s records.

Brought FEMA money into Willow CreekDeclared for Humboldt County only
Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willow Creek is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Willow Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Willow Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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