Natural hazards · Westmorland

Westmorland, CA natural hazards

Most of the natural-hazard damage FEMA expects in Westmorland comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westmorland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westmorland to be higher than in 89% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes63%Inland flooding28%Heat waves7%Everything else2%

By hazard

What Westmorland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

63% of expected damage

Well above average · higher than 97% of U.S. places

Inland flooding

28% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesTornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingIce stormsWinter weatherCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westmorland flood?

FEMA's records show no paid flood insurance claims in Westmorland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westmorland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Imperial County.

Disasters that hit Westmorland

Federal disasters declared here

None of the disasters declared for Imperial County shows FEMA aid or repair money reaching Westmorland itself in FEMA’s records.

Brought FEMA money into WestmorlandDeclared for Imperial County only

Imperial County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westmorland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westmorland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Westmorland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.