Natural hazards · Vineyard

Vineyard, CA natural hazards

Most of the natural-hazard damage FEMA expects in Vineyard comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vineyard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vineyard to be higher than in 40% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding78%Earthquakes16%Everything else6%

By hazard

What Vineyard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vineyard flood?

Every paid claim on a federal flood insurance policy in Vineyard, from FEMA’s records.

14paid claims since 1982

$164Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Pineapple Express - Southern: 1 claim, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vineyard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sacramento County.

Disasters that hit Vineyard

Federal disasters declared here

None of the disasters declared for Sacramento County shows FEMA aid or repair money reaching Vineyard itself in FEMA’s records.

Brought FEMA money into VineyardDeclared for Sacramento County only

Sacramento County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Vineyard

Vineyard and the towns around it

Very lowLowModerateHighVery high

Vineyardmostly inland floodingModerate

Florinmostly inland floodingLow

Elk Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vineyard covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Vineyard’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Vineyard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vineyard total about $6.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.