Natural hazards · Verdi

Verdi, CA natural hazards

Most of the natural-hazard damage FEMA expects in Verdi comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Verdi?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Verdi to be higher than in 99% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding43%Wildfire41%Earthquakes7%Lightning6%Everything else2%

By hazard

What Verdi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 7 years in the area

Wildfire

41% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

7% of expected damage

Well above average · higher than 85% of U.S. places

Lightning

6% of expected damage

Well below average · higher than 10% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Verdi flood?

FEMA's records show no paid flood insurance claims in Verdi.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Verdi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sierra County.

Disasters that hit Verdi

Federal disasters declared here

None of the disasters declared for Sierra County shows FEMA aid or repair money reaching Verdi itself in FEMA’s records.

Brought FEMA money into VerdiDeclared for Sierra County only

Sierra County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Verdi is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Verdi’s own flood-insurance community; household aid to the registrant’s city; repair grants to Verdi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.