Natural hazards · Valley Springs

Valley Springs, CA natural hazards

Most of the natural-hazard damage FEMA expects in Valley Springs comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valley Springs?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valley Springs to be higher than in 87% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding43%Wildfire39%Drought10%Everything else8%

By hazard

What Valley Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Wildfire

39% of expected damage

Well above average · among the top 1% of U.S. places

Drought

10% of expected damage

Recorded about 70 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valley Springs flood?

FEMA's records show no paid flood insurance claims in Valley Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Valley Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calaveras County.

Disasters that hit Valley Springs

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Valley Springs itself: aid to households, or repair grants to Valley Springs.

Brought FEMA money into Valley SpringsDeclared for Calaveras County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

158 households applied for aid $275K aid approved

2015

Valley Fire and Butte Fire

4 households applied for aid

Calaveras County has had 19 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valley Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valley Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Valley Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.