Natural hazards · Valley Home

Valley Home, CA natural hazards

Most of the natural-hazard damage FEMA expects in Valley Home comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valley Home?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valley Home to be higher than in 68% of U.S. communities, mostly from drought and inland flooding.

Drought56%Inland flooding24%Wildfire13%Everything else8%

By hazard

What Valley Home faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

56% of expected damage

Recorded about 74 times a year in the area

Inland flooding

24% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Wildfire

13% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valley Home flood?

FEMA's records show no paid flood insurance claims in Valley Home.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Valley Home isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stanislaus County.

Disasters that hit Valley Home

Federal disasters declared here

None of the disasters declared for Stanislaus County shows FEMA aid or repair money reaching Valley Home itself in FEMA’s records.

Brought FEMA money into Valley HomeDeclared for Stanislaus County only

Stanislaus County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valley Home is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valley Home’s own flood-insurance community; household aid to the registrant’s city; repair grants to Valley Home. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.