Natural hazards · Val Verde

Val Verde, CA natural hazards

Most of the natural-hazard damage FEMA expects in Val Verde comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2005. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Val Verde?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Val Verde to be higher than in 98% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes43%Wildfire37%Inland flooding19%

By hazard

What Val Verde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 98% of U.S. places

Wildfire

37% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

19% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Val Verde flood?

Every paid claim on a federal flood insurance policy in Val Verde, from FEMA’s records.

1paid claims since 2005

$24Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Val Verde isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit Val Verde

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Val Verde itself: aid to households, or repair grants to Val Verde.

Brought FEMA money into Val VerdeDeclared for Los Angeles County only

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

2 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

15 households applied for aid $36K aid approved

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Val Verde covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Val Verde’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Val Verde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Val Verde total about $12.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.