Natural hazards · Vacaville

Vacaville, CA natural hazards

Most of the natural-hazard damage FEMA expects in Vacaville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 81 claims here since 1982. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Vacaville?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vacaville to be higher than in 88% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding63%Earthquakes35%Everything else2%
By hazard

What Vacaville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once a year in the area

Earthquakes

35% of expected damage
Well above average · higher than 89% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Vacaville flood?

Every paid claim on a federal flood insurance policy in Vacaville, from FEMA’s records.

81paid claims since 1982
$2.5Mpaid to owners
7homes flooded more than once
19822026

Biggest named events

  • California Atmospheric River: 3 claims, $13K
  • Pineapple Express - Southern: 1 claim, $611

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Vacaville is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Solano County.
Disasters that hit Vacaville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vacaville itself: aid to households, or repair grants to the City of Vacaville.

Brought FEMA money into VacavilleDeclared for Solano County only
2020

Wildfires

636 households applied for aid $892K aid approved $288K to the City of Vacaville for repairs
2017

Wildfires

1 household applied for aid
2017

Severe Winter Storms, Flooding, and Mudslides

$919K to the City of Vacaville for repairs
2014

Earthquake

27 households applied for aid $12K aid approved
2005

Severe Storms, Flooding, Mudslides, and Landslides

683 households applied for aid $1.5M aid approved $1.7M to the City of Vacaville for repairs
Solano County has had 27 natural disasters declared since 1953, most often floods and fires.
Around Vacaville

Vacaville and the towns around it

Hartley: High, mostly earthquakesElmira: High, mostly earthquakesFairfield: Very high, mostly inland floodingAllendale: Very high, mostly inland floodingSuisun City: Very high, mostly inland floodingGreen Valley: Very high, mostly inland floodingVacaville: Very high, mostly inland flooding VacavilleHartleyElmiraFairfield
Very lowLowModerateHighVery high
Vacavillemostly inland floodingVery high
Fairfieldmostly inland floodingVery high
Hartleymostly earthquakesHigh
Elmiramostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vacaville covers 20 census tracts, combined by population.
Money that reached townFlood claims are matched to Vacaville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Vacaville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vacaville total about $63.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01