Truckee, CA natural hazards
Most of the natural-hazard damage FEMA expects in Truckee comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 2005. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Truckee?
FEMA expects yearly storm and flood damage to homes and buildings in Truckee to be higher than in 88% of U.S. communities, mostly from inland flooding and earthquakes.
What Truckee faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Wildfire
Avalanches
Lower here
Not a risk here
Does Truckee flood?
Every paid claim on a federal flood insurance policy in Truckee, from FEMA’s records.
are insured
are insured
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Truckee itself: aid to households, or repair grants to the Town of Truckee.
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
Wildfires
Wildfires
Severe Winter Storms, Flooding, and Mudslides
Severe Storms, Flooding, Mudslides, and Landslides
How to read this page
FEMA’s expected losses across Truckee total about $20.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.