Natural hazards · Tres Pinos

Tres Pinos, CA natural hazards

Most of the natural-hazard damage FEMA expects in Tres Pinos comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tres Pinos?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tres Pinos to be higher than in 100% of U.S. communities, mostly from wildfires and earthquakes.

Wildfire30%Earthquakes29%Inland flooding28%Drought7%Landslides5%

By hazard

What Tres Pinos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

30% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

29% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

28% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Drought

7% of expected damage

Recorded about 112 times a year in the area

Landslides

5% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tres Pinos flood?

FEMA's records show no paid flood insurance claims in Tres Pinos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tres Pinos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Benito County.

Disasters that hit Tres Pinos

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tres Pinos itself: aid to households, or repair grants to Tres Pinos.

Brought FEMA money into Tres PinosDeclared for San Benito County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

3 households applied for aid $3K aid approved

San Benito County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tres Pinos is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tres Pinos’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tres Pinos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.