Natural hazards · Three Rivers

Three Rivers, CA natural hazards

Most of the natural-hazard damage FEMA expects in Three Rivers comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Three Rivers?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Three Rivers to be higher than in 99% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding47%Wildfire29%Avalanches20%Everything else4%

By hazard

What Three Rivers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Wildfire

29% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Three Rivers flood?

FEMA's records show no paid flood insurance claims in Three Rivers.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Three Rivers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Three Rivers

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Three Rivers itself: aid to households, or repair grants to Three Rivers.

Brought FEMA money into Three RiversDeclared for Tulare County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

87 households applied for aid $895K aid approved

2020

Wildfires

13 households applied for aid

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Three Rivers is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Three Rivers’s own flood-insurance community; household aid to the registrant’s city; repair grants to Three Rivers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Three Rivers, CA natural hazards

How exposed is Three Rivers?

What Three Rivers faces

Inland flooding

Wildfire

Avalanches

Lower here

Not a risk here

Does Three Rivers flood?

2 federal disasters brought FEMA money here

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

Wildfires

How to read this page

Where to, neighbor?

Matches

Nearby