Natural hazards · Taft Mosswood

Taft Mosswood, CA natural hazards

Most of the natural-hazard damage FEMA expects in Taft Mosswood comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taft Mosswood?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taft Mosswood to be higher than in 84% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes54%Inland flooding41%Everything else5%

By hazard

What Taft Mosswood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

54% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

41% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesWildfireLandslidesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taft Mosswood flood?

Every paid claim on a federal flood insurance policy in Taft Mosswood, from FEMA’s records.

3paid claims since 1996

$71Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

California Atmospheric River: 1 claim, $39K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taft Mosswood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Joaquin County.

Disasters that hit Taft Mosswood

Federal disasters declared here

None of the disasters declared for San Joaquin County shows FEMA aid or repair money reaching Taft Mosswood itself in FEMA’s records.

Brought FEMA money into Taft MosswoodDeclared for San Joaquin County only

San Joaquin County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taft Mosswood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Taft Mosswood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Taft Mosswood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Taft Mosswood total about $779K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.