Natural hazards · Sunnyvale

Sunnyvale, CA natural hazards

Most of the natural-hazard damage FEMA expects in Sunnyvale comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1983. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sunnyvale?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sunnyvale to be higher than in 88% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes68%Inland flooding30%Everything else2%
By hazard

What Sunnyvale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

68% of expected damage
Well above average · higher than 96% of U.S. places

Inland flooding

30% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Lower here

TornadoesHailHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sunnyvale flood?

Every paid claim on a federal flood insurance policy in Sunnyvale, from FEMA’s records.

5paid claims since 1983
$69Kpaid to owners
0homes flooded more than once
19832026

Biggest named events

  • Pineapple Express - Southern: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Sunnyvale is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Santa Clara County.
Disasters that hit Sunnyvale

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sunnyvale itself: aid to households, or repair grants to the City of Sunnyvale.

Brought FEMA money into SunnyvaleDeclared for Santa Clara County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$333K to the City of Sunnyvale for repairs
2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

11 households applied for aid $600 aid approved
2020

Wildfires

59 households applied for aid $6K aid approved
2017

Severe Winter Storms, Flooding, and Mudslides

$13K to the City of Sunnyvale for repairs
Santa Clara County has had 22 natural disasters declared since 1953, most often floods and fires.
Around Sunnyvale

Sunnyvale and the towns around it

Cupertino: Very high, mostly earthquakesMountain View: Very high, mostly earthquakesSanta Clara: Very high, mostly earthquakesLos Altos: Very high, mostly earthquakesSan Jose: Very high, mostly earthquakesFremont: Very high, mostly earthquakesSaratoga: Very high, mostly earthquakesPalo Alto: Very high, mostly earthquakesLos Altos Hills: Very high, mostly earthquakesLoyola: Very high, mostly earthquakesCampbell: Very high, mostly earthquakesAlum Rock: Very high, mostly earthquakesEast Foothills: Very high, mostly earthquakesMilpitas: Very high, mostly earthquakesLos Gatos: Very high, mostly earthquakesMorgan Hill: Very high, mostly earthquakesUnion City: Very high, mostly earthquakesSunol: Very high, mostly inland floodingHayward: Very high, mostly earthquakesMenlo Park: Very high, mostly earthquakesSunnyvale: Very high, mostly earthquakes SunnyvaleCupertinoMountain ViewSanta ClaraLos AltosSan JoseFremont
Very lowLowModerateHighVery high
Santa Claramostly earthquakesVery high
San Josemostly earthquakesVery high
Fremontmostly earthquakesVery high
Los Altosmostly earthquakesVery high
Cupertinomostly earthquakesVery high
Sunnyvalemostly earthquakesVery high
Mountain Viewmostly earthquakesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sunnyvale covers 35 census tracts, combined by population.
Money that reached townFlood claims are matched to Sunnyvale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sunnyvale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sunnyvale total about $119M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01