Natural hazards · Sugarloaf Saw Mill

Sugarloaf Saw Mill, CA natural hazards

Most of the natural-hazard damage FEMA expects in Sugarloaf Saw Mill comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sugarloaf Saw Mill?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sugarloaf Saw Mill to be higher than in 99% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire36%Inland flooding30%Avalanches25%Everything else9%

By hazard

What Sugarloaf Saw Mill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

36% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

30% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Avalanches

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sugarloaf Saw Mill flood?

FEMA's records show no paid flood insurance claims in Sugarloaf Saw Mill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sugarloaf Saw Mill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Sugarloaf Saw Mill

Federal disasters declared here

None of the disasters declared for Tulare County shows FEMA aid or repair money reaching Sugarloaf Saw Mill itself in FEMA’s records.

Brought FEMA money into Sugarloaf Saw MillDeclared for Tulare County only

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sugarloaf Saw Mill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sugarloaf Saw Mill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sugarloaf Saw Mill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.