Natural hazards · Smith Corner

Smith Corner, CA natural hazards

Most of the natural-hazard damage FEMA expects in Smith Corner comes from earthquakes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smith Corner?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smith Corner to be higher than in 41% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes48%Inland flooding34%Heat waves16%Everything else2%

By hazard

What Smith Corner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

48% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

34% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Heat waves

16% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 11 times a year in the area

Lower here

TornadoesHailWildfireStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smith Corner flood?

FEMA's records show no paid flood insurance claims in Smith Corner.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smith Corner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kern County.

Disasters that hit Smith Corner

Federal disasters declared here

None of the disasters declared for Kern County shows FEMA aid or repair money reaching Smith Corner itself in FEMA’s records.

Brought FEMA money into Smith CornerDeclared for Kern County only

Kern County has had 37 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smith Corner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Smith Corner’s own flood-insurance community; household aid to the registrant’s city; repair grants to Smith Corner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.