Silverado, CA natural hazards
Most of the natural-hazard damage FEMA expects in Silverado comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 44 claims here since 1978. 4 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Silverado?
FEMA expects yearly storm and flood damage to homes and buildings in Silverado to be higher than in 100% of U.S. communities, mostly from wildfires and inland flooding.
What Silverado faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Wildfire
Inland flooding
Landslides
Earthquakes
Lower here
Not a risk here
Does Silverado flood?
Every paid claim on a federal flood insurance policy in Silverado, from FEMA’s records.
Biggest named events
- Pineapple Express - Southern: 5 claims, $33K
- Winter storm: 1 claim, $603
are insured
are insured
4 federal disasters brought FEMA money here
Disasters the President declared that paid out in Silverado itself: aid to households, or repair grants to Silverado.
Wildfires
Wildfires
Wildfires, Flooding, Mud Flows, and Debris Flows
Severe Storms, Flooding, Debris Flows, and Mudslides
How to read this page
FEMA’s expected losses across Silverado total about $8.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.