Natural hazards · Silverado Resort

Silverado Resort, CA natural hazards

Most of the natural-hazard damage FEMA expects in Silverado Resort comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silverado Resort?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silverado Resort to be higher than in 97% of U.S. communities, mostly from inland flooding and drought.

Inland flooding55%Drought22%Earthquakes19%Everything else5%

By hazard

What Silverado Resort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Drought

22% of expected damage

Recorded about 51 times a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 91% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silverado Resort flood?

FEMA's records show no paid flood insurance claims in Silverado Resort.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Silverado Resort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Napa County.

Disasters that hit Silverado Resort

Federal disasters declared here

None of the disasters declared for Napa County shows FEMA aid or repair money reaching Silverado Resort itself in FEMA’s records.

Brought FEMA money into Silverado ResortDeclared for Napa County only

Napa County has had 31 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silverado Resort is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silverado Resort’s own flood-insurance community; household aid to the registrant’s city; repair grants to Silverado Resort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.