Natural hazards · Scotia

Scotia, CA natural hazards

Most of the natural-hazard damage FEMA expects in Scotia comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scotia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scotia to be higher than in 100% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding63%Earthquakes36%Everything else1%

By hazard

What Scotia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Earthquakes

36% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scotia flood?

FEMA's records show no paid flood insurance claims in Scotia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scotia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Scotia

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Scotia itself in FEMA’s records.

Brought FEMA money into ScotiaDeclared for Humboldt County only

Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scotia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scotia’s own flood-insurance community; household aid to the registrant’s city; repair grants to Scotia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.